Our Pricing Paradigm

The Accounting Club Software uses a hybrid-pricing model with fixed fees for software & critical monthly reports + variable “transaction” fees based on transaction volume.

These variable fees are designed to replace hourly fees that bookkeepers typically charge for bookkeeping services.

Fixed Fees Start at $90.00 / Month

Mock Variable Fees Below

Let's Do Math!

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Let's Do Math! 〰️

Very Low Volume Scenario Approximately ($48/month)

  • Chequing Account: 20 transactions

  • Savings Account: 2 transactions

  • Credit Card: 10 transactions

  • Total Transactions: 32

  • Total Lines (3 lines per transaction*): 32×3=96

  • Cost per Line: $0.50

  • Total Variable Cost: 96×0.50=$48

Low Volume Scenario
Approximately ($127.50/month)

  • Chequing Account: 50 transactions

  • Savings Account: 5 transactions

  • Credit Card: 30 transactions

  • Total Transactions: 85

  • Total Lines (3 lines per transaction): 85×3=255

  • Cost per Line: $0.50

  • Total Variable Cost: 255×0.50=$127.50

Medium Volume Scenario
Approximately ($237/month)

  • Chequing Account: 100 transactions

  • Savings Account: 8 transactions

  • Credit Card: 50 transactions

  • Total Transactions: 158

  • Total Lines (3 lines per transaction): 158×3=474

  • Cost per Line: $0.50

  • Total Variable Cost: 474×0.50=$237

High Volume Scenario
Approximately ($360/month)

  • Chequing Account: 150 transactions

  • Savings Account: 10 transactions

  • Credit Card: 80 transactions

  • Total Transactions: 240

  • Total Lines (3 lines per transaction): 240×3=720

  • Cost per Line: $0.50

  • Total Variable Cost: 720×0.50=$360

Very High Volume Scenario
Approximately ($472.50/month)

  • Chequing Account: 200 transactions

  • Savings Account: 15 transactions

  • Credit Card: 100 transactions

  • Total Transactions: 315

  • Total Lines (3 lines per transaction): 315×3=945

  • Cost per Line: $0.50

  • Total Variable Cost: 945×0.50=$472.50

Extremely High Volume Scenario
Approximately ($705/month)

  • Chequing Account: 300 transactions

  • Savings Account: 20 transactions

  • Credit Card: 150 transactions

  • Total Transactions: 470

  • Total Lines (3 lines per transaction): 470×3=1,410

  • Cost per Line: $0.50

  • Total Variable Cost: 1,410×0.50=$705

* A typical expense line would have an expense account/revenue account assigned, the contra payment account & a sales tax in/out line for tracking sales tax.

Volume-based pricing offers flexibility, fairness, and scalability, allowing business owners to adapt their costs to their business activity, which is especially important for small or growing businesses.

1. Cost Control and Transparency

  • Predictable costs: With volume-based pricing, business owners pay based on the number of transactions processed. This allows them to control costs more easily, since they know exactly how much each transaction will cost.

  • No flat fees for low usage: If the business has a low volume of transactions in a particular month, they won’t be paying a flat fee that could feel excessive for their level of activity.

2. Scalability

  • Cost aligns with business growth: As the business grows and transactions increase, the pricing model scales accordingly. This ensures that business owners are paying more when they can afford it (with higher activity) and less when business is slower, allowing them to manage cash flow more effectively.

  • No unnecessary upfront costs: A small or new business doesn’t need to commit to a high-cost plan for services they might not yet need, offering financial flexibility as they ramp up.

3. Incentive to Optimize

  • Efficient transaction management: Knowing that costs increase with the number of transactions might incentivize business owners to optimize their financial processes, minimizing unnecessary or redundant transactions.

4. Fairer Cost Distribution

  • Pay for what you use: Volume-based pricing aligns the cost with actual usage, making it fairer for business owners who may have varying levels of transaction activity month-to-month.

  • Better for seasonal businesses: Businesses with fluctuating transaction volumes (e.g., seasonal businesses) benefit because they don’t pay high fees during slower months.

5. Encourages Growth without Immediate Pressure

  • No need for long-term commitments: Volume-based pricing often doesn’t require businesses to commit to a long-term flat-rate plan, allowing them to grow organically without the pressure of fixed costs.

  • Flexible cost structure: It encourages business owners to explore new revenue opportunities without fear of incurring large, fixed transaction-related costs upfront.